Choosing a Loan Originator

Your Expert Reverse Mortgage Loan Originator

Deciding to venture into a reverse mortgage is a major decision. When choosing whether one is right for you, qualified advice is invaluable; so too is selecting a Mortgage Loan Originator who is well versed in all aspects of reverse mortgages.

A Mortgage Loan Originator must adhere to strict ethical conduct. They must inform you of all the terms and conditions of the loan clearly and with the utmost respect of your needs and goals. They must not pressure you or steer you into another type of loan, such as an annuity, that might not be in your best interest. If you sense you are being pressured, feel free to shop around. It is your decision; only you can decide what is right for you.

Knowledge is power. Read up on reverse mortgages before consulting with a Mortgage Loan Originator. This will not only save time, but could help you get a better deal. A good place to start is our Top 10 Reverse Mortgage Questions. We’ve also provided a list of Reverse Mortgage Resources.

We realize that a reverse mortgage may not be right for you. We encourage you to explore your options. If, for example, you wish to remodel your kitchen, a different type of single-purpose loan might be more appropriate. If however, a reverse mortgage could suit your needs, we invite you to contact us. An experienced Mortgage Loan Originator will walk you through each step of the process and answer any and all questions you may have.

We look forward to discussing the best loan options for your unique situation.

Let’s Talk

Connect with our experienced Reverse Mortgage Loan Officers now for clear, comprehensive answers. Our knowledgeable team ensures full transparency, leaving no room for hidden information.

This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.

*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.

Julie Crittenden

NMLS Consumer Access

Disclosures & Licensing

Terms and Conditions

This licensee is performing acts for which a mortgage broker license, mortgage lender license, mortgage license, consumer loan license, is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Colorado Division of Real Estate; Florida Office of Financial Regulations, OFR# MLB3519, Washington Office Department of Financial Institutions, DFI# MB-135622; Washington Office Department of Financial Institutions, DFI# CL-135622; Arizona Department of Financial Institutions, Broker # 919209; Mississippi Department of Banking and Consumer Finance; Oklahoma Department of Consumer Credit, license# MB014489;Tennessee Department of Financial Institutions; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA, CO, FL, WA, AZ, TN, OK, and MS.

As a broker, C2 Financial Corporation is NOT approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

C2 Financial Corporation is approved to originate VA loans, and has the ability to broker such loans to VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.

Julie Crittenden NMLS#1816130, DRE#01801629, AZ #1002460, CO#100521067, FL#LO69038, MS#1816130, TN#1816130, WA MLO-1816130, OK MLO31907

www.c2financial.com
www.c2reverse.com